Simulate your Facility

Attention, borrowing money also costs money.

*
  • Field cannot be empty
*
  • Field cannot be empty
*
  • Field cannot be empty
  • Loan amount can only contain numbers
  • Loan amount must be a minimum of €1250
  • Loan amount cannot exceed €{{vm.getMaximumLoanAmount(vm.loan_details.loan_type_id)}}

Your loan amount cannot include deposits requested by Van Marcke

*
  • Field cannot be empty
*
  • Field cannot be empty

Credit is only granted if the underlying product is purchased from Van Marcke or through an installer who in turn acquires the items from Van Marcke.

Please select the Van Marcke store you are purchasing from, or please provide your installer's business name if you are not purchasing directly from Van Marcke.

Please fill in one of the above fields.

  • Field cannot be empty
  • Field cannot be lower than 1
  • Field cannot be empty

The amount of money that you have available each month, after all your bills and expenditures (including other loans, credit cards, rent and so on) have been deducted

Unfortunately you do not qualify for a loan due to age.

Loan Summary

Based on the information provided, we can offer a revised loan proposal with updated terms as shown below. If you agree to these terms please proceed with the loan application.

We regret to inform you that based on the information that you have supplied, we are unable to offer you an Izola Credit loan. Please do not hesitate to contact our helpdesk if you require further information.

Revised Loan Amount Loan Amount €{{vm.calculatorDetails.revised_loan_amount}} €{{vm.calculatorDetails.loan_amount}} Loan Type {{vm.calculatorDetails.loan_type|translate}} Van Marcke Offer {{vm.calculatorDetails.promotion_type|translate}}
Revised Duration of Credit Duration of Credit {{vm.calculatorDetails.revised_loan_term}} {{vm.calculatorDetails.term}} {{'months'|translate}} Monthly Repayments €{{vm.calculatorDetails.monthly_payment}}
Interest Rate {{vm.calculatorDetails.interest_rate}} APR Rate {{vm.calculatorDetails.apr_rate}} Total Interest €{{vm.calculatorDetails.total_interest}} Total Cost €{{vm.calculatorDetails.total_cost}}

Example: An installment loan of €8,000 repayable in 48 months installments with an annual percentage rate of 2.95% will result in 48 monthly installments of €176.90 and a total amount payable of €8,491.10.

Important Information

  1. Izola Bank interest rates are variable (calculated on the Bank's Base rate + a fixed rate).
  2. The Base rate may be changed at the Bank's discetion in line with market conditions. The Base rate (Currently 1.5%) can increase up to a maximum of 3% per annum. The Bank will inform customers via email of any change in the base rate at least one month prior to the change coming into force.
  3. Izola Bank will only provide finance where the underlying goods are purchased from Van Marcke. Once the bank approves the loan, all payments will be made directly by the bank to the supplier of the goods/service against presentation of invoice/s.
  4. The above loan calculation is purely indicative and is not binding. Loans are subject to the approval of a completed loan application granted by the lender, Izola Bank plc, 58 East Street, Valletta, Malta.
  5. Izola Bank plc is authorized to provide consumer credit (installment loans) in Belgium. Van Marcke NV Overzet 14, 9000 Ghent, Belgium, is registered as a credit intermediary in Belgium.